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Mortgage Broker - Caroline Springs

The team at City Wide Loans has helped thousands of clients throughout Melbourne’s western suburbs to fulfill their homeownership dream. Whether you’re looking for a mortgage broker, home loan refinancing or a commercial finance broker, we’re ready to help.

Based in Caroline Springs, we have over 19 years’ of experience and multiple customer service and business awards (including the 2023 Adviser Best Business Awards for Best Customer Service Individual). We pride ourselves on delivering a simple and transparent process from start to finish on any mortgage related enquiry.

We simplify the loan application process by comparing the lowest rates from the top Australian lenders and building tailor-made loan applications that suit your lifestyle and fulfill your needs.

Throughout the application, approval, and settlement stages, our dedicated team is here to answer all your questions quickly and manage the communication with banks, conveyancers, and builders on your behalf—taking the stress out of the process.

Our mission is to make your path to homeownership as fast and simple as possible , helping you achieve your goals and realize your dreams.

We have extensive experience providing mortgage broker services throughout Melbourne’s western suburbs including Fraser Rise, Melton, Sydenham, Burnside and other nearby areas.

Get In Touch

Our Services

At City Wide Loans, we provide a range of financial services for clients across Melbourne’s west. Whether you’re a first home buyer, an investor or an existing homeowner looking to refinance, we can walk you through the process from application to settlement and beyond.

Our expert team can also help with commercial and business loans, construction financing, asset financing, self managed super funds, insurance and more.

Our services include:

New Build Home Loans
Existing Property Home Loans
Refinance Home Loans
First Home Owner Applications
Investment Loans
Commercial Loans

We offer a range of online services designed to help you on your financial journey. These include loan calculators, budget planners and stamp duty calculators. When you work with us, our aim is to arm you with the financial knowledge you need to bring your property dreams to life.

Our process is simple

Tell us what you want

Our broker will have a detailed conversation with you to gather the information required for the loan approval.

Send us your documents

Different banks have different requirements. We’ll tell you what’s needed, and you can just email it to us.

Sign, settle and move in!

We’ll guide you through the loan document signing process, liaise with your conveyancer/builder on your behalf, and update you accordingly through the process till settlement and beyond.

Call us today on (03) 9052 4647 or contact us online to find out how we can assist you.

What our clients say about us

Maria has been our mortgage broker for 5 years now and has helped us with all our financial requirements. We really appreciate her annual follow-ups to obtain lower interest rates for our loans when/if available. She knows her products and the best way to go about to reach your goal. Highly recommend and we will continue to seek Maria and her team’s services for all our future financial transactions.

Ana Lazaro

Maria was recommended to me by family and friends. Im so glad i chose to have Maria as my broker she is a true professional and an absolute delight. Maria walked me through the whole proces. Maria was my rock when I needed reassurance all would be fine.

Anna Davies

Maria has continued to provide exceptional support and high levels of customer service. This is the 3rd loan she has assisted me to secure – I can’t thank her enough!

Tatjana T

The team at City Wide Loans were absolutely amazing! They handled everything with extreme care and dedication. I really appreciated the calls and time they took out to explain things to me and ensure everything was running smoothly. Would highly recommend!

Sam Singh

As first-time homebuyers, we had a lot to learn, but working with Maria and Sally from City Wide Loans made the whole process surprisingly easy and stress-free, even while coordinating from Sydney. Maria took the time to explain our options and helped us secure a great rate, while Sally was always prompt and attentive in answering our questions. Despite the distance, they made everything run smoothly and were incredibly supportive every step of the way. We’re grateful for their expertise and dedication, and would absolutely recommend Citywide Loans to anyone needing a dependable and professional loan team!

Priyesh Verma

Maria and her team at City Wide Loans were absolutely fantastic! We were recommended Maria through one of her previous customers, we didnt think there was any chance of achieving finance however Maria performed a miracle and found the perfect product for us and our dream now is a reality! Can't thank Maria, Linda & the team enough for what they have achieved for us.

Ben McDermott